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August 2026 Monthly Update #1 | Time Changes the Plan — Runway vs. Rush

This month’s video makes the case for starting your financial and tax planning in August rather than waiting for the new year. The Brook Wagman team walks through the difference between having a full 12 months of runway (August through July) to plan thoughtfully, versus the compressed 4-month rush that comes with waiting until January and racing toward tax deadlines in the spring. More time means more room to consider options, coordinate with your accountant, and make decisions without pressure. Watch the full video for the details, and reach out if you’d like to start building your plan now instead of waiting for the rush.

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This newsletter has been prepared by Brook Wagman Private Wealth, and expresses the opinions of the author and not necessarily those of Raymond James Investment Counsel Ltd. (RJIC). Statistics, factual data and other information are from sources RJIC believes to be reliable, but their accuracy cannot be guaranteed. This newsletter is furnished on the basis and understanding that RJIC is to be under no liability whatsoever in respect thereof. It is for information purposes only and is not to be construed as an offer or solicitation for the sale or purchase of securities. RJIC and its officers, directors, employees and their families may from time to time invest in the securities discussed in this newsletter. This newsletter provides links to other Internet sites for the convenience of users. Raymond James Investment Counsel Ltd. is not responsible for the availability or content of these external sites, nor does Raymond James Investment Counsel Ltd. endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same Privacy Policy which Raymond James Investment Counsel Ltd. adheres. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Mutual funds and other securities are not insured nor guaranteed; their values change frequently and past performance may not be repeated. Raymond James portfolio managers are not tax advisors, and we recommend that clients seek independent advice from a professional advisor on tax-related matters. This newsletter is intended for distribution only in those jurisdictions where RJIC is registered as a portfolio manager. Any distribution or dissemination of this newsletter in any other jurisdiction is strictly prohibited. Securities-related products and services are offered through Raymond James Investment Counsel Ltd. Insurance products and services are offered through Raymond James Financial Planning Ltd.